why do i feel safer staking eth on a regulated exchange than in defi?

staking eth for about three years now. started with lido, then tried rocket pool, even ran a validator for a while. but honestly the whole defi staking thing is starting to wear me down. smart contract risk, slashing risk, the tax nightmare of tracking all those tiny rewards. it's just a lot. lately ive been using gemini for a chunk of my eth. it's not as exciting as defi, and the yields are lower. but it's simple. i don't have to worry about a bug in a contract draining my funds. i don't have to spend hours figuring out cost basis for taxes. i stake and get a statement at the end of the year. for someone who just wants exposure to eth staking without the headache, it's been a decent option. i still keep some in lido because i believe in decentralization, but the regulated route has its place. anyone else split their staking like this? or am i just getting old and lazy?